The Fed should cut the rates immediately
by Zain Jaffer Author's note: while it may not be usual to read these types of articles here, the impact of interest rates has also affected the amount of liquidity…
Price controls do not work
by Zain Jaffer One of the major issues that the 2024 US Presidential candidates have to grapple with is affordability [https://www.cbc.ca/news/world/american-voters-us-economy-1.7289112]. Many Americans struggle with food, rent, grocery, electricity, phone,…
Affordability is a major US issue
by Zain Jaffer One of the economic metrics that I personally keep track of from the US Federal Reserve Database (FRED) are the various loan delinquency charts [https://fred.stlouisfed.org/categories/32440]. In the…
K shaped recovery
by Zain Jaffer Economists refer to something called a K shaped recovery when only certain sectors recover but other sectors decline [https://www.investopedia.com/k-shaped-recovery-5080086#]. We are seeing this right now, a bifurcation with…
Illegal migration policies make life harder for the American poor and middle class
by Zain Jaffer As a naturalized citizen, I am proud of my journey from newly arrived migrant to the act of swearing allegiance to these United States of America. The…
Elections and Nonprofit Financing
by Zain Jaffer No one has a crystal ball, including me. But I think there are some things we can assume to probably be true. One is that the Democrats…
Wharton UPenn budget model says US debt must be managed within twenty years
by Zain Jaffer A Wharton School / University of Pennsylvania budget model predicts that the global financial markets can no longer function properly if the US debt deficit continues on…
On two percent inflation and how the Fed computes it
by Zain Jaffer Inflation is a silent tax that affects everyone, but the greatest negative impact is to the poor. For the rich, it may mean cutting back on vacations…
Don’t abuse Employee Retention Credits
by Zain Jaffer Life is hard these days. Even foundations and nonprofits are affected in their fundraising. Recessions and hard times spare no one except for a few niche industries…
Economic hurdles are impacting nonprofits
by Zain Jaffer As you may have heard by now, war has erupted in the Middle East between Israel and residents of the Gaza Strip. It is possible if this…